What is SIP Calculator?
The SIP Calculator helps you estimate the future value of your Systematic Investment Plan. By entering your monthly investment amount, expected rate of return, and investment duration, you can see how much your regular investments will grow through the power of compounding. SIP is a popular method of investing in mutual funds where you invest a fixed amount at regular intervals.
Why Use SIP Calculator?
SIP investing harnesses the power of compounding — your returns generate their own returns over time. This calculator helps you visualize that growth and plan your investments accordingly. Whether you are saving for retirement, a child's education, or a house, knowing the potential outcome of your SIP helps you set realistic goals and stay disciplined with your investments.
How to Use
Enter your monthly SIP amount, the expected annual rate of return, and the number of years you plan to invest. The calculator instantly shows the total amount invested, the estimated returns earned, and the total future value. A pie chart visually breaks down invested amount vs returns.
Example Usage
If you invest ₹10,000 per month via SIP for 15 years at an expected return of 12% per annum, your total investment would be ₹18,00,000. The estimated returns would be approximately ₹32,12,858, making the total corpus about ₹50,12,858.
Benefits
Instantly see the growth potential of your monthly investments. Compare different SIP amounts and durations to find what works for your goals. The visual chart makes it easy to understand how much of your final corpus comes from your investments vs market returns.